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Derek Bamonte
BACKGROUNDFor more than 21 years Derek has been providing mortgage expertise to homeowners enabling them to make educated purchase and refinance decisions. Since graduating in 1988 from Indiana University with a finance degree, Derek has personally closed over 3/4 of a billion dollars in residential mortgages. He is also nationally ranked as one of the top mortgage originators in the nation by Mortgage Originator Magazine. He has been an owner of a mortgage company for the past 16 years and is a licensed mortgage broker with the state of Colorado MB#100017612. Mountain Crest Mortgage is the winner of the 2009 Denver/Boulder BBB Torch Award for Marketplace Trust Small Business Category
ONE HOUR MORTGAGE APPROVALSIn most cases, since Derek is approved as an underwriter, he can personally approve you for your mortgage. Simply spend 5-10 minutes with Derek over the phone and receive a mortgage approval in about one hour. For a breakdown of closing costs, please view: Closing Costs
WHAT TO EXPECTDerek takes the time to listen to your specific needs before offering several financing options. He will provide unbiased advice to help you save money upfront as well as long term savings by calculating "breakeven points". Derek sums up his service as "straight to the point and with 100% dedication to my clients".
COMMUNICATIONYou and all applicable Realtors/Builders will be updated weekly on the status of your mortgage. Many variables may affect the mortgage process, such as moving up your closing date or inspection issues. This proactive approach helps insure a stress free and smooth mortgage transaction. And our services do not end at the closing table. If you ever have any questions on your mortgage Derek and his staff will be more than happy to assist you.
TESTIMONIALS"We got a great rate... Definitely would recommend you to our friends and family in the future." - A.J. Macias, Highlands Ranch "Personable, organized, efficient. Everyone at our closing remarked how efficiently our loan was done." - M. Barrett, Golden "Derek was very knowledgeable. I felt very comfortable speaking with him about my finances. I would be pleased to refer him to all of my friends." - W. Swanson, Denver "I thought you all did a wonderful job. I was particularly impressed with the lack of "running around" on my part. Convenient & quick - great!" - R. Waszak, Littleton
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